Congress is putting housing money on the line. Here’s where it could matter most
August 5, 2026
Signed into law last month by President Trump, the 21st Century ROAD to Housing Act aims to cut away some of the red tape currently driving the shortage of affordable homes in the U.S. In a new report, Realtor.com took a look at how some of those changes are poised to remake local housing policy around the country.
The bill, which was championed by Republicans and Democrats alike, addresses the housing crisis from a few different angles. Its solutions include allowing preapproved home designs to speed up the permitting process, strengthening community and rural banking with a focus on local lending, and modernizing programs under the Department of Housing and Urban Development.
