Financing & Incentives

Rural Development Authority (RDA) & CDBG Microloans

Montgomery County Action Council is the central resource for small business loans for several organizations in Montgomery County. By filling out the loan form, you save time by using one form to apply for multiple loan programs! Feel free to fill out what you can, and come to meet with our staff to walk through the application in person.

$25,000 maximum, $5,000 minimum loan, interest rate dependent upon credit approval but tends to be set at points below the Wall Street Journal prime rate. They are 5-year terms, unless financing real estate acquisition or large renovation, which have a 10-year term. Can be used for small and emerging private retail and service businesses as well as commercial and manufacturing businesses. Flexible terms are available for this program.  

Category: Small Business Loans

More Small Business Loans


E-Community Loans for up to $75,000 for up to 10 year terms and low interest rates.  Is a GAP financing tool to help small businesses and Entreprenuers open or expand their business.  

Learn More
This program by Independence Main Street is intended to help downtown Independence businesses improve their building, grow an existing company, or start a new company in the downtown area. Financing is typically set up as a 0 interest loan for a 5-year term.  The same applicatio... Learn More
Businesses investing in Montgomery County have access to a comprehensive and balanced package of financing and tax incentives ranging from tax abatements to job creation grants. Depending on the economic impact the project would have in the county, individual communities partner with Montgomery County to buil... Learn More
Employer Recruitment Tool: ROZ Rural Opportunity Zones (ROZ) are designed to spur economic development in and expand job growth in 77 key counties around the state. The program provides employees with up to a 5-year personal income tax credit on their state income taxes as well a... Learn More
Kansas offers a diverse economy perfect for your business. Building from an agribusiness base, the state today is thriving and competitive in manufacturing, professional services and wholesale and retail trades. But don’t just take our word for it. Ask the folks at CNBC, Forbes, Site Selectio... Learn More
Rural Energy for America Program Renewable Energy & Energy Efficiency Program What does this program do? Provides guaranteed loan financing and grant funding to agricultural producers and rural small businesses to purchase or install renewable energy systems or make energy efficiency improvements.   Who may apply? Agricultural producers with at leas... Learn More